On 22/01/07, Roger Munford <rogermunford@???> wrote:
> I am working on a system for a company supplying groceries to customers on a
> weekly basis. For credit card payers we use a payment gateway which
> registers credit card details once and return a token. This token is used
> everytime a payment is required and so we are relieved of the responsibility
> of storing credit card details but have the ability to request payments in
> batches. The payment gateway company supply the secure communications
> software and the whole system has been approved by the bank.
>
> The slight drawback is that customers have to phone in their credit card
> details. To make things slicker we would like to take customer's details on
> line. However to do this the website would have to be approved by the bank
> and the current payment company are not offering any extra help apart from
> to say that it is expensive and time consuming.
>
> Can anybody suggest other payment companies who may offer the service that I
> am after or recommend any links/references about the subject. Most of the
> links I have found have been American.
Worldpay provide such a service.
At point of sale you redirect the customer to a worldpay payment page,
they take the credit card details, redirect the user back to your site
and let you know whether or not the user paid. They do this by hitting
a callback URI which you define and/or sending a receipt email. It's
probably wise to get them to do both, as if your server happens to be
down when the callback comes through, you will not know that the user
has paid, which will probably mean an upset customer.
The whole thing needs a bit of careful thought, as, for example, you
wouldn't want anyone apart from worldpay to be able hit the callback
URI.
They also provide a service called Futurepay, which allows you to take
a regular payment from a customer.
http://www.worldpay.com/
G
